10 Loan Sites For Bad Credit Loans In 2025

#2 – MaxCash

MaxCash.com is another fantastic and legitimate site where you can borrow a loan.

They accept all types of credit and have a network of more than 300 lenders, which makes them the best place to get unsecured loans for bad credit.

How it works

• Fill out the loan application form and submit it
• Your request is reviewed by interested lenders, and it’s later approved.
• The money is deposited in your bank account within the next business day!

Eligibility

• Be above 18 years old and a U.S legal citizen or permanent resident.
• People from all states in the United States can apply except for those living in Connecticut, New Hampshire, and Washington.
• You must not be active in the military or have a related job.
• The amount you want to borrow must fall in the range of $100 to $50,000

#3 – Explore Credit

Explore Credit is a crowdfunding site dedicated to offering personal loans to people who are looking for fast cash solutions.

They offer all types of personal loans whether for vacation, paying debts, construction or even buying a car among others, which makes it the best place to get a holiday loan.

They work with more than 100+ lenders who are willing to give you the money you need within three business days. Therefore, this is a site where you can get an unsecured loan for bad credit because they have many lenders.

How it works

• Step one begins by filling out a short form where you provide your details, such as name, location, amount of loan you need, and location among others.
• In step two, the company connects you with a lender who matches your specifications and needs. In this step, all the processes related to background checks and security will be completed.
• Finally, the money will be deposited in your account within one business.

Eligibility

• All USA states are accepted except for NJ, NC, HI, AL, and PR.
• You can only borrow any amount within this range: $100 to $35,000
• You must complete all the three steps above.

Pros

• The site and the process is secure and safe.
• The processing of the loan is speedy, and you receive the money in a short period.
• There are over 100+ reliable renders, meaning that anybody can get a loan on this site.

#4 – Life Funds

LifeFunds.Net is a site that has been in business since 1998. This is a place where you can get a holiday loan because they will connect you with over 100 lenders.

All their services are free, and you will not be required to pay anything before you register.

Unlike other sites which mostly give unsecured loans for bad credit, this site can also help you to secure a school loan, business loan, Mortgage loan, auto loan, and any other type of loan.

How it works

• Fill out the short loan application form where you provide all your details and submit it.
• The lenders in the network will review your request and details.
• After approval, the money will be deposited in your account within five business days.

Eligibility

• Be at least 18 years old, and a US Citizen or permanent resident-you must provide proof of the two.
• Have a regular income
• Provide valid personal details, such as email, telephone number, name, and bank account.
• Borrow any amount from $500 to $5,000.
• You must pay the loan within the accepted repayment period of 3 to 36 months.
• All states in the United States are accepted except for New York.

#5 – Your Personal Finance Path

Your Personal Finance Path is a company that offers many types of loans, such as title loans, payday loans, cash advance loans, installment loans, personal loans, no credit check loans, and bad credit loans among others.

They have several advantages over other loan sites like the ones below;

• Quick approvals: You can easily get a loan on the same day or as soon as the following day.
• Affordable payments: The APR of most of their loans is less than 400% which is much lower than in other financial institutions.
• You can borrow as much as $4,000 or more.

#6 – Honest Loans

HonestLoans.net is another trustworthy site that links borrowers with lenders of personal loans.

It is one of the best places to get unsecured loans for bad credit because it is secure, all credit types are accepted, their processing is fast, and all personal details are safe.

How it works

• First, you need to complete the online application form and submit it
• The site will connect you to potential lenders who will review your application and details.
• After your request is accepted, the money will be deposited in your account within three business days.
• Finally, you should repay the loan within the specified period of 90 days to 72 months.

Eligibility

• Be at least 18 years old
• Be a US Citizen or permanent resident
• Have a steady income of not less than $1,000 after taxation.
• The amount you want to borrow must fall in the range of $500 to $10,000.
• Must provide valid and authentic personal details, such as contact information, credit score, and location among others.

#7 – Fast Cash Online

Fast Cash Online is a loan lending site where you can borrow any amount from $250 to $2500.

They offer safe and secure transactions which means all your personal information will be handled by trustworthy third parties.

They have a fast lender approval process, which means you can easily get the money deposited in your account on the same day of application or the second day.

You do not have to visit any office because you will be able to complete the whole application process online from the comfort of your home.

Eligibility

• Must be employed at a job where you have stayed for at least 90 days
• Be a US citizen or have permanent residence there
• Be above 18 years
• Provide valid and genuine contact information, such as email address and phone number among others.
• Your salary must be at least $1000 after tax deductions.

#8 – Money Pub Loans

Money Pub Loans is a loan site with a very simple application process that will take you a maximum of 2-3 minutes.

After you submit your application, you shall receive a response or decision on whether you qualify within minutes which means this site delivers speedy services.

You can borrow any amount from $100 to $2500 as long as you meet the requirements below;

• Must have an active savings or checking bank account
• Applicants must be 18 years or older
• Must be a permanent resident of the United States or have full citizenship.
• The income you earn per month must be at least $800 after all deductions, such as tax.

#9 – Installment Loan

Installment Loan is a site that gives both personal loans and payday loans. It is one of the best places to get unsecured loans for bad credit because they have a network of more than 200+ lenders.

How it works

• Provide your details by filling out the short online application form and submitting it.
• Lenders will receive your request and give feedback within a few
• If approved, you will need to agree to the terms and conditions and the money will be deposited in your account within one business day.

Eligibility

• Be at least 18 years old, be a legal citizen of the United States or a permanent resident.
• You must have a steady monthly income of above $800 per month after tax.
• You must complete all the three steps above.

#10 – Slam Dunk Loans

Slam Dunk Loans is a loan site that will lend you up to $35,000 cash advance or personal loan of any type.

They are safe and secure and they will always provide feedback on all applications within 90 minutes or less.

This is a verified financial institution and money lender which means all your details and procedures will be safe.